:root{
  --container-max: 1060px;
  --card-radius: 18px;
  --logo-image: none;
  --bg-image: none;
  --wizard-max: 980px;

  --bg:#f5f7fb;
  --panel:#ffffff;
  --panel2:#f1f5f9;
  --text:#0f172a;
  --muted:#475569;
  --border: rgba(15,23,42,.12);
  --accent:#2563eb;
  --success:#16a34a;
  --danger:#dc2626;

  --radius:18px;

  --shadow-out: 0 16px 40px rgba(15,23,42,.10);
  --shadow-soft: 0 10px 26px rgba(15,23,42,.08);
  --shadow-in: inset 0 1px 0 rgba(255,255,255,.9), inset 0 -1px 0 rgba(15,23,42,.06);
  --focus: 0 0 0 4px rgba(37,99,235,.18);
}


*{box-sizing:border-box}
html,body{height:100%}
body{
  margin:0;
  font-family: ui-sans-serif, system-ui, -apple-system, Segoe UI, Roboto, Arial, "Apple Color Emoji","Segoe UI Emoji";
  background:
    radial-gradient(900px 500px at 20% -10%, rgba(37,99,235,.12), transparent 60%),
    radial-gradient(700px 480px at 100% 0%, rgba(14,165,233,.08), transparent 55%),
    linear-gradient(180deg, var(--bg), #e9eef6 78%);
  color:var(--text);
}

.container{max-width: var(--container-max); margin:0 auto; padding: 26px 14px 54px;}

.header{display:flex;align-items:center;justify-content:space-between;gap:12px;margin-bottom:18px;flex-wrap:wrap}
.brand{display:flex;align-items:center;gap:12px}
.logo{
  width:46px;
  height:46px;
  border-radius: var(--card-radius);
  background: linear-gradient(180deg, #ffffff, #f1f5f9);
  box-shadow: var(--shadow-out);
  border:1px solid var(--border);
  background-image: var(--logo-image);
  background-size: contain;
  background-repeat: no-repeat;
  background-position: center;
}
.brand h1{font-size:20px;margin:0;letter-spacing:.2px}
.brand .sub{font-size:13px;color:var(--muted);margin-top:2px}

.nav{display:flex;gap:10px;flex-wrap:wrap;justify-content:flex-end}

.pill{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  gap:8px;
  padding:10px 14px;
  border-radius: 999px;
  text-decoration:none;
  color:var(--text);
  background: linear-gradient(180deg, #ffffff, #f1f5f9);
  box-shadow: var(--shadow-soft);
  border:1px solid var(--border);
  cursor:pointer;
  font-weight:700;
  font-size:13px;
}
.pill:hover{filter:brightness(1.05)}
.pill:active{box-shadow: var(--shadow-in); transform: translateY(1px);}
.pill[disabled]{opacity:.55;cursor:not-allowed;filter:grayscale(.2)}

.card{
  background: linear-gradient(180deg, #ffffff, #f1f5f9);
  border:1px solid var(--border);
  border-radius: var(--radius);
  box-shadow: var(--shadow-out);
  padding: 16px;
  margin: 14px 0;
}

.card h2{margin:0 0 12px;font-size:16px}
.card h3{margin:0 0 10px;font-size:12px;color:var(--muted);font-weight:800;letter-spacing:.08em;text-transform:uppercase}

.grid{display:grid;grid-template-columns: repeat(12, 1fr);gap:12px}
.col-6{grid-column: span 6;}
.col-4{grid-column: span 4;}
.col-8{grid-column: span 8;}
.col-12{grid-column: span 12;}
@media (max-width: 760px){
  .col-6,.col-4,.col-8{grid-column: span 12;}
  .nav{justify-content:flex-start}
}

label{display:block;font-size:12px;color:var(--muted);font-weight:800;margin-bottom:6px;letter-spacing:.02em}
input, select, textarea{
  width:100%;
  padding: 12px 12px;
  border-radius: 14px;
  border: 1px solid var(--border);
  background: linear-gradient(180deg, #ffffff, #f8fafc);
  box-shadow: var(--shadow-in);
  outline:none;
  color:var(--text);
  font-size:14px;
}
input::placeholder{color:rgba(15,23,42,.45)}
input:focus, select:focus, textarea:focus{box-shadow: var(--shadow-in), var(--focus); border-color: rgba(96,165,250,.28);}

/* Deal status (Admin editable dropdown + User pill) */
.statusSelect,
.statusPill{
  width: 180px;
  max-width: 100%;
  padding: 8px 12px;
  border-radius: 999px;
  font-weight: 900;
  letter-spacing: .02em;
  border: 1px solid rgba(0,0,0,0.06);
  box-shadow:
    6px 6px 12px rgba(0,0,0,0.08),
    -6px -6px 12px rgba(255,255,255,0.9);
}

.statusPill{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  user-select:none;
}

.statusSelect{
  cursor: pointer;
  appearance: none;
  -webkit-appearance: none;
  background-repeat:no-repeat;
  background-position: right 12px center;
  background-size: 10px 10px;
}

.statusSelect:active{
  box-shadow:
    inset 4px 4px 8px rgba(0,0,0,0.12),
    inset -4px -4px 8px rgba(255,255,255,0.8);
}

.statusSelect[disabled]{opacity:.55; cursor:not-allowed;}

/* Status colors */
.statusSelect[data-status="new"], .statusPill[data-status="new"]{
  background: #e8f1ff;
  color: #1e60ff;
}
.statusSelect[data-status="approved"], .statusPill[data-status="approved"]{
  background: #e7f7ee;
  color: #1f9d55;
}
.statusSelect[data-status="conditional"], .statusPill[data-status="conditional"]{
  background: #fff3e0;
  color: #e67e22;
}
.statusSelect[data-status="declined"], .statusPill[data-status="declined"]{
  background: #ffe9e9;
  color: #e3342f;
}

.inline{display:flex;gap:10px;align-items:center;flex-wrap:wrap}

.checkbox{
  display:flex;
  align-items:flex-start;
  gap:10px;
  margin: 10px 0;
  color:var(--text);
  font-size:13px;
}
.checkbox input{
  width:18px;height:18px;margin-top:2px;
  border-radius:6px;
  box-shadow: var(--shadow-in);
  accent-color: var(--accent);
}

.badge{
  display:inline-flex;
  align-items:center;
  padding:6px 10px;
  border-radius: 999px;
  font-size:12px;
  font-weight:900;
  letter-spacing:.02em;
  background: linear-gradient(180deg, #ffffff, #f1f5f9);
  border:1px solid var(--border);
}
.badge.new{color:var(--accent)}
.badge.approved{color:var(--success)}
.badge.conditional{color:#c084fc}
.badge.declined{color:var(--danger)}
.badge.ready{color:var(--success)}
.badge.sent{color:#c084fc}
.badge.failed{color:var(--danger)}

.table{width:100%;border-collapse:separate;border-spacing: 0 10px}
.table th{text-align:left;font-size:12px;color:var(--muted);padding: 6px 10px;letter-spacing:.04em}
.table td{
  padding: 12px 10px;
  background: linear-gradient(180deg, #ffffff, #f1f5f9);
  border:1px solid var(--border);
  box-shadow: var(--shadow-soft);
}
.table tr td:first-child{border-radius: 14px 0 0 14px;}
.table tr td:last-child{border-radius: 0 14px 14px 0;}
.table a{color:inherit;text-decoration:none;font-weight:800}

.alert{
  border-radius: var(--radius);
  padding: 12px 14px;
  background: linear-gradient(180deg, #ffffff, #f1f5f9);
  box-shadow: var(--shadow-out);
  border: 1px solid var(--border);
}
.alert.danger{color:var(--danger)}
.alert.success{color:var(--success)}

pre{
  background: linear-gradient(180deg, #ffffff, #f8fafc);
  border:1px solid var(--border);
  border-radius: var(--radius);
  padding: 12px;
  box-shadow: var(--shadow-in);
  overflow:auto;
}
.small{font-size:12px;color:var(--muted)}


/* ===== Wizard (multi-step apply) ===== */
.wizard-shell{max-width:var(--wizard-max);margin:0 auto;}
.step-title{font-size:28px;letter-spacing:.2px;margin:8px 0 18px;text-align:center;}
.step-sub{text-align:center;color:var(--muted);margin-top:-10px;margin-bottom:18px;font-size:13px;}
.card-radio-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px;}
@media (max-width:860px){.card-radio-grid{grid-template-columns:repeat(2,minmax(0,1fr));}}
@media (max-width:520px){.card-radio-grid{grid-template-columns:1fr;}}
.card-radio{position:relative;border-radius: var(--card-radius);border:1px solid var(--border);background:linear-gradient(180deg, #ffffff, #f1f5f9);box-shadow:var(--shadow-soft);padding:14px;cursor:pointer;user-select:none;transition:transform .12s ease, filter .12s ease, box-shadow .12s ease, border-color .12s ease;min-height:92px;display:flex;align-items:center;gap:12px;}
.card-radio:hover{filter:brightness(1.05);}
.card-radio:active{transform:translateY(1px);box-shadow:var(--shadow-in);}
.card-radio input{position:absolute;opacity:0;pointer-events:none;}
.card-radio .dot{width:18px;height:18px;border-radius:999px;border:2px solid rgba(15,23,42,.22);box-shadow:var(--shadow-in);flex:0 0 auto;}
.card-radio .label{font-weight:900;}
.card-radio.selected{border-color:rgba(37,99,235,.35);box-shadow:0 0 0 4px rgba(37,99,235,.12), var(--shadow-out);}
.card-radio.selected .dot{border-color:rgba(37,99,235,.85);background:rgba(37,99,235,.30);}
.image-radio{
  flex-direction:column;
  align-items:stretch;
  justify-content:space-between;
  padding:16px;
  min-height: var(--tile-height-desktop, 230px);
  background:#ffffff;
}
@media (max-width:860px){
  .image-radio{min-height: var(--tile-height-mobile, 200px);}
}

/* Image area is seamless (no separate box) */
.image-radio .imgwrap{
  border-radius: 14px;
  background: transparent;
  border: 0;
  box-shadow: none;
  overflow: visible;
  height: auto;
  display:flex;
  align-items:center;
  justify-content:center;
  padding-top: 6px;
}
.image-radio img{
  width: var(--tile-image-size, 72px);
  height: var(--tile-image-size, 72px);
  object-fit: contain;
  display:block;
  background: transparent !important;
  border: 0 !important;
  box-shadow: none !important;
}

/* Footer / label bottom-centered */
.image-radio .foot{
  margin-top:auto;
  display:flex;
  align-items:center;
  justify-content:center;
  position:relative;
  padding-top:12px;
}
.image-radio .foot .label{
  font-size:14px;
  font-weight:900;
  text-align:center;
  width:100%;
}

/* Dot sits top-right (when enabled) */
.image-radio .dot{
  position:absolute;
  top:-6px;
  right:-6px;
}
.image-radio.selected{
  background: var(--primary);
  border-color: var(--primary);
  box-shadow: 0 0 0 4px color-mix(in srgb, var(--primary) 14%, transparent), var(--shadow-out);
  filter:none;
}
.image-radio.selected .label{color:#fff;}
.image-radio.selected img{filter: brightness(0) invert(1);}
.actions{display:flex;align-items:center;justify-content:space-between;gap:10px;margin-top:18px;}
.actions .left,.actions .right{display:flex;gap:10px;flex-wrap:wrap;align-items:center;}
.link-muted{color:var(--muted);text-decoration:none;font-weight:800;}
.link-muted:hover{color:rgba(37,99,235,.95);}
.fade{animation:fadeIn .18s ease;}
@keyframes fadeIn{from{opacity:0;transform:translateY(4px);}to{opacity:1;transform:translateY(0);}}

/* Force-hide any legacy logo boxes (but keep .logo for admin sidebar/header) */
.apply-logo, .logo-box, .hero-icon { display:none !important; }

/* ===== Admin sidebar layout ===== */
.admin-shell{
  /* Full-height app shell */
  width: 100%;
  max-width: none;
  margin: 0;
  padding: 0;
  min-height: 100vh;

  /* Use flex for broad compatibility; grid if supported */
  display:flex;
  flex-direction:row;
  align-items:stretch;
}
@supports (display: grid){
  .admin-shell{
    display:grid;
    grid-template-columns: 280px 1fr;
    gap:0;
  }
}

.admin-sidebar{
  width:280px;
  flex: 0 0 280px;
  position: sticky;
  top: 0;
  height: 100vh;
  padding: 16px;
  border-radius: 0;
  border-right: 1px solid var(--border);
  border-top: 0;
  border-left: 0;
  border-bottom: 0;
  background: linear-gradient(180deg, #ffffff, #f1f5f9);
  box-shadow: none;
  overflow: auto;
}
.admin-brand{display:flex;align-items:center;gap:12px;margin-bottom:12px;}
.admin-brand .title{font-weight:900;letter-spacing:.2px;}
.admin-brand .sub{font-size:12px;color:var(--muted);margin-top:2px;}
.admin-nav{display:flex;flex-direction:column;gap:8px;margin-top:10px;}
.admin-link{
  display:flex;
  align-items:center;
  gap:10px;
  padding: 10px 12px;
  border-radius: 14px;
  text-decoration:none;
  color: var(--text);
  background: rgba(255,255,255,.65);
  border:1px solid transparent;
  box-shadow: var(--shadow-soft);
  font-weight:900;
  font-size:13px;
}
.admin-link:hover{filter:brightness(1.04)}
.admin-link.active{
  border-color: rgba(37,99,235,.28);
  box-shadow: 0 0 0 4px rgba(37,99,235,.12), var(--shadow-out);
}
.admin-side-footer{margin-top:12px;padding-top:12px;border-top:1px solid var(--border);display:flex;gap:10px;flex-wrap:wrap;}

.admin-main{
  padding: 26px 18px 54px;
}

.admin-main .page-head{
  display:flex;
  align-items:flex-start;
  justify-content:space-between;
  gap: 12px;
  flex-wrap:wrap;
  margin-bottom: 8px;
}
.admin-main .page-head h1{font-size:20px;margin:0;letter-spacing:.2px}
.admin-main .page-head .sub{font-size:13px;color:var(--muted);margin-top:2px}

@media (max-width: 760px){
  .admin-shell{grid-template-columns: 1fr;}
  .admin-sidebar{position:relative;top:auto;height:auto;border-right:0;border-bottom:1px solid var(--border);}
  .admin-nav{flex-direction:row;flex-wrap:wrap;}
  .admin-link{flex: 1 1 auto;justify-content:center;}
  .admin-main{padding: 18px 14px 40px;}
}


/* Sidebar separator */
.nav-sep{height:1px;background:rgba(0,0,0,.06);margin:10px 0;border-radius:999px;}


/* ===== Applicant Status Portal ===== */
.statusBody .statusWrap{
  max-width: 1040px;
  margin: 0 auto;
  padding: 22px 18px 40px;
}

.statusHeader{
  position: relative;
  text-align: center;
  padding: 14px 0 18px;
}

.statusHeader h1{
  margin: 0;
  font-size: 22px;
  letter-spacing: .2px;
}

.statusSub{
  margin-top: 6px;
  color: var(--muted);
  font-size: 13px;
}

.statusTopLinks{
  position: absolute;
  right: 0;
  top: 8px;
  display: flex;
  gap: 14px;
}

.statusLink{
  color: var(--accent);
  text-decoration: underline;
  font-size: 13px;
  background: transparent;
  border: 0;
  padding: 0;
}

.statusCard{
  background: var(--panel);
  border-radius: 20px;
  box-shadow: var(--shadow-out);
  padding: 18px 18px 16px;
  border: 1px solid var(--border);
}

.statusTitle{
  font-size: 20px;
  font-weight: 700;
  margin-bottom: 10px;
}

.statusInner{
  display: grid;
  grid-template-columns: 1fr auto 1fr;
  gap: 14px;
  align-items: center;
}

.statusCenter{
  text-align: center;
  min-width: 240px;
}

.statusMsg{
  margin-top: 10px;
  color: var(--muted);
  font-size: 13px;
  line-height: 1.45;
}

.statusBox{
  height: 70px;
  border-radius: 16px;
  background: rgba(255,255,255,.6);
  border: 1px solid var(--border);
  box-shadow:
    8px 8px 18px rgba(15,23,42,.06),
    -8px -8px 18px rgba(255,255,255,.9);
  display: flex;
  align-items: center;
  justify-content: center;
  color: rgba(15,23,42,.55);
  font-weight: 600;
  letter-spacing: .2px;
  overflow: hidden;
  text-overflow: ellipsis;
  padding: 0 12px;
}

.statusMeta{
  text-align: center;
  margin-top: 14px;
  color: var(--muted);
  font-size: 12px;
}
.statusMeta strong{ color: var(--text); }

/* Larger pill on status page */
.statusPillLg{
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 10px 22px;
  border-radius: 999px;
  font-size: 14px;
  font-weight: 800;
  min-width: 160px;
  box-shadow:
    10px 10px 18px rgba(15,23,42,.08),
    -10px -10px 18px rgba(255,255,255,.9);
}

/* Responsive tweaks */
@media (max-width: 720px){
  .statusTopLinks{ position: static; justify-content: center; margin-bottom: 10px; }
  .statusInner{ grid-template-columns: 1fr; }
  .statusBox{ display:none; }
  .statusCenter{ min-width: 0; }
  .statusTitle{ text-align:center; }
}



/* Customer status portal side boxes */
.bankBox{display:flex; align-items:center; justify-content:center;}
.bankLogo{width:64px; height:auto; display:block;}
.bankText{font-weight:800; font-size:20px; letter-spacing:.5px;}
.rateBox{font-weight:800; font-size:20px; letter-spacing:.2px;}


/* Admin approval offer bank selector */
.bankRadio{background: rgba(255,255,255,0.65); box-shadow: 6px 6px 12px rgba(0,0,0,0.06), -6px -6px 12px rgba(255,255,255,0.85); border: 1px solid rgba(0,0,0,0.04); }
.bankRadio:hover{transform: translateY(-1px);}
.bankRadio.isOn{box-shadow: inset 4px 4px 8px rgba(0,0,0,0.10), inset -4px -4px 8px rgba(255,255,255,0.80);}
@media (max-width: 900px){ .offerGrid{grid-template-columns:1fr !important;} .bankRadioGrid{grid-template-columns: repeat(2, minmax(0,1fr)) !important;} }


/* Applicant status conditional note */
.statusNote{
  margin-top:10px;
  padding:10px 12px;
  border-radius:14px;
  font-size:14px;
  line-height:1.35;
  box-shadow:
    6px 6px 12px rgba(0,0,0,0.08),
    -6px -6px 12px rgba(255,255,255,0.9);
  background: rgba(255,255,255,0.65);
  border: 1px solid rgba(0,0,0,0.04);
}


/* Applicant document list */
.docList{margin:0; padding-left:18px; display:flex; flex-direction:column; gap:6px;}
.docUploadForm .input{width:100%;}


/* Status page mobile */
@media (max-width: 560px){
  .statusBody .statusWrap{padding: 16px 14px 32px;}
  .statusHeader{text-align:left; padding: 8px 0 14px;}
  .statusHeader h1{font-size: 26px; line-height: 1.1;}
  .statusTopLinks{position: static; justify-content:flex-start; margin-bottom: 10px;}
  .statusTopLinks{gap: 12px;}
  .statusCard{padding: 16px 14px; border-radius: 18px;}
  .statusTitle{font-size: 18px; margin-bottom: 8px;}
  .statusInner{grid-template-columns: 1fr; gap: 12px;}
  .statusCenter{min-width: 0;}
  .statusBox{height: 64px; width: 100%;}
  .statusPillLg{min-width: 0; width: 100%; padding: 12px 18px;}
  .statusMsg{font-size: 14px;}
  .statusMeta{font-size: 12px;}
}


/* Status page mobile v2 */
@media (max-width: 560px){
  .statusBody .statusWrap{padding: 16px 14px 32px;}
  .statusHeader{text-align:left; padding: 8px 0 14px;}
  .statusHeader h1{font-size: 28px; line-height: 1.1;}
  .statusSub{font-size: 14px;}
  .statusTopLinks{position: static; display:flex; justify-content:flex-start; margin: 0 0 10px;}
  .statusLink{font-size: 14px;}
  .statusCard{padding: 16px 14px; border-radius: 18px;}
  .statusTitle{font-size: 18px; margin-bottom: 8px;}
  .statusInner{
    grid-template-columns: 1fr;
    gap: 12px;
    align-items: stretch;
  }
  .statusBox{
    height: auto;
    min-height: 62px;
    padding: 12px 14px;
    border-radius: 16px;
    justify-content: center;
  }
  .statusCenter{
    min-width: 0;
    padding: 2px 0;
  }
  .statusPillLg{
    width: 100%;
    min-width: 0;
    padding: 12px 16px;
    font-size: 14px;
  }
  .statusMsg{
    font-size: 14px;
    margin-top: 10px;
  }
  .statusMeta{
    font-size: 13px;
    line-height: 1.35;
  }
  /* Make long IDs wrap nicely */
  .statusMeta strong{
    word-break: break-all;
  }
}


/* ===== Tables (responsive) ===== */
.table{
  width:100%;
  border-collapse:separate;
  border-spacing:0;
  overflow:hidden;
  border:1px solid var(--border);
  border-radius: var(--radius);
  background: linear-gradient(180deg, #ffffff, #f1f5f9);
  box-shadow: var(--shadow-soft);
}
.table thead th{
  text-align:left;
  font-size:12px;
  color:var(--muted);
  font-weight:900;
  letter-spacing:.06em;
  text-transform:uppercase;
  padding:12px 12px;
  background: rgba(255,255,255,.55);
  border-bottom:1px solid var(--border);
  position:sticky;
  top:0;
  backdrop-filter: blur(8px);
}
.table tbody td{
  padding:12px 12px;
  border-bottom:1px solid var(--border);
  vertical-align:top;
  font-size:14px;
}
.table tbody tr:last-child td{border-bottom:none;}
.table tbody tr:hover td{background: rgba(255,255,255,.55);}

.table-scroll{
  width:100%;
  overflow:auto;
  -webkit-overflow-scrolling:touch;
  border-radius: var(--radius);
}

@media (max-width: 760px){
  .table-scroll{border:1px solid var(--border); box-shadow: var(--shadow-soft); background: linear-gradient(180deg, #ffffff, #f1f5f9);}
  .table{border:none; border-radius:0; box-shadow:none; min-width: 760px;}
}

/* Card-style tables for mobile (opt-in via .table-cards) */
@media (max-width: 640px){
  .table.table-cards{min-width:0;}
  .table.table-cards thead{display:none;}
  .table.table-cards, .table.table-cards tbody, .table.table-cards tr, .table.table-cards td{display:block; width:100%;}
  .table.table-cards tr{border-bottom:1px solid var(--border); padding: 10px 12px;}
  .table.table-cards tr:last-child{border-bottom:none;}
  .table.table-cards td{
    border-bottom:none;
    padding: 8px 0;
    display:flex;
    justify-content:space-between;
    gap:12px;
  }
  .table.table-cards td::before{
    content: attr(data-label);
    font-size:12px;
    color:var(--muted);
    font-weight:900;
    letter-spacing:.04em;
    text-transform:uppercase;
    flex: 0 0 auto;
    max-width: 48%;
  }
  .table.table-cards td[data-label=""]::before{content:"";}
  .table.table-cards .td-actions{
    justify-content:flex-end;
    flex-wrap:wrap;
    padding-top:10px;
  }
}


/* ===== Full-width App Navbar (Public) ===== */
.topbar{
  position: sticky;
  top: 0;
  z-index: 60;
  width: 100%;
  background: rgba(255,255,255,0.86);
  backdrop-filter: blur(10px);
  -webkit-backdrop-filter: blur(10px);
  border-bottom: 1px solid var(--border);
}
.topbar-inner{
  max-width: 1100px;
  margin: 0 auto;
  padding: 12px 16px;
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap: 12px;
}
.topbar .brandtext .brandname{font-weight:900; letter-spacing:.2px;}
.topbar .brandtext .brandsub{font-size:12px; color: var(--muted); margin-top:2px;}
.topbar-actions{display:flex; gap:10px; align-items:center; flex-wrap:wrap;}
@media (max-width: 560px){
  .topbar-inner{padding: 10px 12px;}
  .topbar .brandtext .brandsub{display:none;}
  .topbar .logo{width:40px;height:40px;}
  .topbar-actions .pill{padding:10px 12px;}
}

/* ===== Full-width App Navbar (Admin) ===== */
.admin-topbar{
  position: sticky;
  top: 0;
  z-index: 70;
  background: rgba(255,255,255,0.86);
  backdrop-filter: blur(10px);
  -webkit-backdrop-filter: blur(10px);
  border-bottom: 1px solid var(--border);
  margin: -26px -18px 14px;
  padding: 12px 18px;
}
.admin-topbar .page-head{margin:0;}
.admin-burger{display:none;}
.sidebar-overlay{display:none;}

@media (max-width: 900px){
  .admin-shell{display:block;}
  .admin-sidebar{
    position: fixed;
    left: -300px;
    top: 0;
    height: 100vh;
    z-index: 100;
    width: 280px;
    transition: left .2s ease;
  }
  body.sidebar-open .admin-sidebar{left: 0;}
  .sidebar-overlay{
    display:none;
  }
  body.sidebar-open .sidebar-overlay{
    display:block;
    position: fixed;
    inset: 0;
    z-index: 90;
    background: rgba(0,0,0,0.35);
  }
  .admin-burger{display:inline-flex;}
  .admin-main{padding: 18px 14px 54px;}
  .admin-topbar{
    position: fixed;
    left: 0;
    right: 0;
    top: 0;
    margin: 0;
    padding: 12px 14px;
  }
  .admin-content{padding-top: 72px;}
}


/* ===== Branding logo helper ===== */
.topbar .brand{display:flex;align-items:center;gap:12px;}
.topbar .logo{
  background-image: var(--logo-image);
}

/* Hide logo on credit application (requested) */
.apply-no-logo .topbar .logo{display:none;}
.apply-no-logo .topbar .brand{gap:8px;}
.apply-no-logo .topbar-inner{padding-left:16px;}

/* ===== App-like splash / load screen (Admin + Status) ===== */
.splash{
  position:fixed; inset:0;
  z-index:9999;
  display:flex; align-items:center; justify-content:center;
  background: rgba(245,247,251,0.92);
  backdrop-filter: blur(14px);
  -webkit-backdrop-filter: blur(14px);
  transition: opacity .28s ease, transform .28s ease;
}
.splash.hidden{opacity:0; transform: scale(1.02); pointer-events:none;}
.splash-card{
  width:min(420px, calc(100% - 40px));
  padding:22px 18px;
  border-radius: 22px;
  background: rgba(255,255,255,0.92);
  border:1px solid var(--border);
  box-shadow: var(--shadow-out);
  display:flex; align-items:center; gap:14px;
}
.splash-logo{
  width:54px; height:54px;
  border-radius: 18px;
  background: linear-gradient(180deg, #ffffff, #f1f5f9);
  border:1px solid var(--border);
  box-shadow: var(--shadow-out);
  background-image: var(--logo-image);
  background-size: contain;
  background-repeat: no-repeat;
  background-position: center;
  animation: logoFloat 2.6s ease-in-out infinite;
}
.splash-text .t{font-weight:900; letter-spacing:.2px; margin:0;}
.splash-text .s{color:var(--muted); font-size:13px; margin-top:2px;}

@keyframes logoFloat{
  0%,100%{transform: translateY(0);}
  50%{transform: translateY(-3px);}
}

/* Admin top logo (app bar) */
.admin-toplogo{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  width:44px; height:44px;
  border-radius: 16px;
  background: rgba(255,255,255,0.86);
  border:1px solid var(--border);
  box-shadow: var(--shadow-out);
}
.admin-toplogo img{width:26px;height:26px;object-fit:contain;display:block;}
@media (max-width: 720px){
  .admin-toplogo{width:42px;height:42px;}
}


/* Applicant portal documents (Conditional) */
.docCta{
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:16px;
  padding:14px 14px;
  border-radius:14px;
  background: rgba(255,255,255,0.04);
  border: 1px solid rgba(255,255,255,0.06);
  box-shadow: 0 12px 28px rgba(0,0,0,0.18);
  margin-top:14px;
}
.docCtaTitle{ font-weight:700; font-size:14px; line-height:1.2; }
.docCtaSub{ font-size:12px; opacity:.72; margin-top:3px; }
.docCtaBtn{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  padding:10px 14px;
  border-radius:12px;
  text-decoration:none;
  font-weight:700;
  font-size:13px;
  background: rgba(59,130,246,0.16);
  border: 1px solid rgba(59,130,246,0.28);
  color: inherit;
  white-space:nowrap;
}
.docCtaBtn:hover{ background: rgba(59,130,246,0.22); }

.docsSection{
  margin-top:18px;
  padding:16px;
  border-radius:16px;
  background: rgba(255,255,255,0.03);
  border: 1px solid rgba(255,255,255,0.06);
}
.docsHeader{
  display:flex;
  align-items:flex-start;
  justify-content:space-between;
  gap:14px;
  margin-bottom:14px;
}
.docsTitle{ font-weight:800; font-size:15px; line-height:1.2; }
.docsSub{ font-size:12px; opacity:.72; margin-top:4px; max-width:56ch; }
.docsToast{
  padding:8px 10px;
  border-radius:12px;
  background: rgba(34,197,94,0.14);
  border: 1px solid rgba(34,197,94,0.22);
  font-size:12px;
  font-weight:700;
  white-space:nowrap;
}

.docsGrid{
  display:grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap:12px;
}
@media (max-width: 760px){
  .docsGrid{ grid-template-columns: 1fr; }
  .docCta{ flex-direction:column; align-items:flex-start; }
  .docCtaBtn{ width:100%; }
  .docsHeader{ flex-direction:column; }
  .docsToast{ width:100%; text-align:center; }
}

.docTile{
  padding:14px;
  border-radius:14px;
  background: rgba(255,255,255,0.04);
  border: 1px solid rgba(255,255,255,0.06);
  box-shadow: 0 10px 22px rgba(0,0,0,0.16);
}
.docTileSecondary{ background: rgba(255,255,255,0.03); }
.docTileTop{
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:10px;
}
.docTileName{ font-weight:800; font-size:13px; }
.docTileMeta{ font-size:12px; opacity:.7; }
.docTileHint{ font-size:12px; opacity:.72; margin-top:6px; }

.docFile{
  width:100%;
  margin-top:10px;
  font-size:12px;
  opacity:.9;
}
.docBtn{
  width:100%;
  margin-top:10px;
  padding:10px 12px;
  border-radius:12px;
  border: 1px solid rgba(255,255,255,0.10);
  background: rgba(255,255,255,0.06);
  font-weight:800;
  font-size:13px;
  cursor:pointer;
}
.docBtn:hover{ background: rgba(255,255,255,0.10); }
.docBtnSecondary{
  background: rgba(59,130,246,0.12);
  border-color: rgba(59,130,246,0.24);
}
.docBtnSecondary:hover{ background: rgba(59,130,246,0.18); }

.docsListWrap{ margin-top:14px; }
.docsListTitle{ font-size:12px; opacity:.72; font-weight:700; margin-bottom:8px; }
.docsList{
  list-style:none;
  padding:0;
  margin:0;
  display:flex;
  flex-direction:column;
  gap:8px;
}
.docsList li{
  display:flex;
  gap:10px;
  align-items:center;
  padding:10px 10px;
  border-radius:12px;
  background: rgba(255,255,255,0.03);
  border: 1px solid rgba(255,255,255,0.06);
}
.docsBadge{
  font-size:11px;
  font-weight:800;
  padding:4px 8px;
  border-radius:999px;
  background: rgba(255,255,255,0.06);
  border: 1px solid rgba(255,255,255,0.08);
  white-space:nowrap;
}
.docsName{ font-size:12px; overflow:hidden; text-overflow:ellipsis; white-space:nowrap; flex:1; }
.docsWhen{ font-size:11px; opacity:.65; white-space:nowrap; }

/* Address autocomplete dropdown (no-key) */
.addr-dd{
  position:absolute;
  left:0;
  right:0;
  top:100%;
  z-index:9999;
  background: var(--panel);
  border:1px solid var(--border);
  border-top:none;
  border-radius: 0 0 14px 14px;
  box-shadow: var(--shadow-soft);
  overflow:hidden;
}
.addr-dd .addr-item{
  width:100%;
  text-align:left;
  padding:10px 12px;
  background:transparent;
  border:0;
  border-top:1px solid rgba(15,23,42,.08);
  color: var(--text);
  cursor:pointer;
  font: inherit;
}
.addr-dd .addr-item:hover{
  background: var(--panel2);
}